* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Arial', sans-serif;
            line-height: 1.6;
            color: #333;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }

        /* Header */
        header {
            background: #fff;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 1000;
        }

        nav {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1rem 0;
        }

        .logo {
            font-size: 1.8rem;
            font-weight: bold;
            color: #2c5aa0;
        }

        .nav-links {
            display: flex;
            list-style: none;
            gap: 2rem;
        }

        .nav-links a {
            text-decoration: none;
            color: #333;
            font-weight: 500;
            transition: color 0.3s;
        }

        .nav-links a:hover {
            color: #2c5aa0;
        }

        .cta-btn {
            background: #2c5aa0;
            color: white;
            padding: 0.8rem 1.5rem;
            border: none;
            border-radius: 5px;
            cursor: pointer;
            text-decoration: none;
            transition: background 0.3s;
        }

        .cta-btn:hover {
            background: #1e3d6f;
        }

        /* Hero Section */
        .hero {
            background: linear-gradient(135deg, #2c5aa0 0%, #1e3d6f 100%);
            color: white;
            padding: 120px 0 80px;
            text-align: center;
        }

        .hero h1 {
            font-size: 3rem;
            margin-bottom: 1rem;
        }

        .hero p {
            font-size: 1.2rem;
            margin-bottom: 2rem;
            max-width: 600px;
            margin-left: auto;
            margin-right: auto;
        }

        .hero-buttons {
            display: flex;
            gap: 1rem;
            justify-content: center;
            flex-wrap: wrap;
        }

        /* About Section */
        .about {
            padding: 80px 0;
            background: #f8f9fa;
        }

        .about-content {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 3rem;
            align-items: center;
        }

        .about h2 {
            font-size: 2.5rem;
            margin-bottom: 1rem;
            color: #2c5aa0;
        }

        .about p {
            font-size: 1.1rem;
            margin-bottom: 1rem;
        }

        /* Insurance Categories */
        .insurance-categories {
            padding: 80px 0;
        }

        .categories-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }

        .category-card {
            background: white;
            padding: 2rem;
            border-radius: 10px;
            box-shadow: 0 5px 15px rgba(0,0,0,0.1);
            text-align: center;
            transition: transform 0.3s;
        }

        .category-card:hover {
            transform: translateY(-5px);
        }

        .category-icon {
            font-size: 3rem;
            margin-bottom: 1rem;
        }

        /* Why Choose Us */
        .why-choose {
            padding: 80px 0;
            background: #f8f9fa;
        }

        .features-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }

        .feature-card {
            text-align: center;
            padding: 2rem;
        }

        /* FAQ Section */
        .faq {
            padding: 80px 0;
        }

        .faq-item {
            margin-bottom: 1rem;
            border: 1px solid #ddd;
            border-radius: 5px;
        }

        .faq-question {
            background: #f8f9fa;
            padding: 1rem;
            cursor: pointer;
            font-weight: bold;
        }

        .faq-answer {
            padding: 1rem;
            display: none;
        }

        /* Testimonials */
        .testimonials {
            padding: 80px 0;
            background: #f8f9fa;
        }

        .testimonials-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }

        .testimonial-card {
            background: white;
            padding: 2rem;
            border-radius: 10px;
            box-shadow: 0 5px 15px rgba(0,0,0,0.1);
        }

        /* Quote Form */
        .quote-form {
            padding: 80px 0;
            background: #2c5aa0;
            color: white;
        }

        .form-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 3rem;
            align-items: center;
        }

        .form-group {
            margin-bottom: 1rem;
        }

        .form-group label {
            display: block;
            margin-bottom: 0.5rem;
        }

        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            padding: 0.8rem;
            border: none;
            border-radius: 5px;
        }

        /* Newsletter */
        .newsletter {
            padding: 60px 0;
            background: #1e3d6f;
            color: white;
            text-align: center;
        }

        .newsletter-form {
            display: flex;
            max-width: 400px;
            margin: 2rem auto 0;
            gap: 1rem;
        }

        .newsletter-form input {
            flex: 1;
            padding: 0.8rem;
            border: none;
            border-radius: 5px;
        }

        /* Footer */
        footer {
            background: #333;
            color: white;
            padding: 40px 0 20px;
        }

        .footer-content {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 2rem;
        }

        .footer-section h3 {
            margin-bottom: 1rem;
            color: #2c5aa0;
        }

        .footer-section ul {
            list-style: none;
        }

        .footer-section ul li {
            margin-bottom: 0.5rem;
        }

        .footer-section ul li a {
            color: #ccc;
            text-decoration: none;
        }

        .footer-bottom {
            text-align: center;
            margin-top: 2rem;
            padding-top: 2rem;
            border-top: 1px solid #555;
        }

        /* Popup Styles */
        .popup {
            display: none;
            position: fixed;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: rgba(0,0,0,0.8);
            z-index: 2000;
        }

        .popup-content {
            position: absolute;
            top: 50%;
            left: 50%;
            transform: translate(-50%, -50%);
            background: white;
            padding: 2rem;
            border-radius: 10px;
            max-width: 600px;
            max-height: 80vh;
            overflow-y: auto;
            width: 90%;
        }

        .close-popup {
            position: absolute;
            top: 10px;
            right: 15px;
            font-size: 2rem;
            cursor: pointer;
            color: #999;
        }

        .section-title {
            text-align: center;
            font-size: 2.5rem;
            margin-bottom: 1rem;
            color: #2c5aa0;
        }

        /* Responsive */
        @media (max-width: 768px) {
            .nav-links {
                display: none;
            }

            .hero h1 {
                font-size: 2rem;
            }

            .about-content,
            .form-grid {
                grid-template-columns: 1fr;
            }

            .newsletter-form {
                flex-direction: column;
            }
        }